Your future starts here

Planning for your retirement has never been easier with your myRPS account

What do you want to do today?

Use the quick links below to find the information you need. You can log in to your myRPS account to ask for an estimate, use the pension planning tools, make a nomination, switch your investment funds, check your details, and more...

What’s going on in the pensions world?

Keep up to date with the latest pensions news and developments in the Scheme.

Your annual fund performance update

Apr 1, 2026
How your funds performed over the year.

 

Equity funds

2025 was a good year for global stock markets. 

The Global Equity Fund and Socially Responsible Equity Fund both performed well, returning 20.5% and 6.8% respectively.

The Global Equity Fund performed more strongly because it holds more of the very large, US‑based technology companies that did particularly well last year.

Long Term Growth Fund

The Long Term Growth Fund aims to grow your savings by CPI inflation + 4% a year over the long term. It invests in a broad mix of assets, including equities, bonds, property, and other diversifying assets.

While equities make up the biggest portion, the mix of assets helps reduce the impact of short-term ups and downs in individual asset class performance. 

In 2025, the fund returned 13.3%, almost 6% above its CPI+4% comparator. This performance was mainly due to strong equity performance.

Bond and deposit funds

The bond funds saw mixed results in 2025 but were broadly in line with their respective comparators:

  • Corporate Bond Fund returned 7.0%
  • UK Government Fixed-Interest Bond Fund: 4.8%
  • UK Government Index-Linked Bond Fund: -0.2%
  • Deposit Fund: 4.1%

Invested in a Lifestyle Strategy?

If you have more than 10 years until your Target Retirement Age (TRA), all your money will be invested in the Long Term Growth Fund. 

Once you are within 10 years of your TRA, your investments will be gradually moved into the Corporate Bond Fund, the UK Government Fixed-Interest Bond Fund, alongside the Long Term Growth Fund.

Your exact mix of funds will depend on how close you are to your TRA.

Stay in touch with your pension

Review your investments regularly to make sure they still suit your plans. This can make a real difference to your pension pot at retirement.

You can review your investments anytime by logging in or registering for your myRPS account.